ANZ Retired Officers' Club (VIC)

Newsletter November 2014

NEWSLETTER 13th November 2014

PRESIDENT SECRETARY HON. TREASURER RECORDS OFFICER NEWSLETTER EDITOR 
Peter Pritchard Wolf Damschitz John Brown  Debbie Jerkovic Ron Adams
,19 Albert Street 54 Rathmines Road PO Box 4056 24 Flowerdale Road PO Box 579,
East malvern 3145 Hawthorn 3123 Burwood East 3151 Glen Iris 3146 Malvern, 3144
Ph 95719406 Ph 98827716 Ph 98021810 Ph 98857276  
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WELFARE OFFICERS
Joan Nathan (Ph.97408001)
Eamon Veaney (Ph.94212830)
Neville Pearson (Ph.98020187)

 

REMINDERS

ANZROC GOLF DAY –FRIDAY 28TH NOVEMBER 2014

Rosebud Country Club - 207 Boneo Road, Rosebud 3939...

Last chance to join members and partners…. full details in “Matters of Interest” Section

CHRISTMAS LUNCHEON – THURSDAY 11 DECEMBER 2014……………

BOOK NOW as we have already received acceptances from 220 and the maximum number of places available is 300 . full details in “Matters of Interest” Section

WELCOME

President John McPhee welcomed 51 members and our guest speaker Vigneron Carlo Pizzini, son of the founder of the Pizzini Wine group operating out of Whitfield in the King Valley to our Annual General Meeting at 34/100 Queen Street .The formal matters were dealt with by Peter Pritchard and then we proceeded to the 40th Annual General Meeting. Carlo Pizzini followed with a general outline of the Pizzini operation before he hosted a most enjoyable wine tasting of their premium wines which were available for sale. Members not seen for some time included Neil Gladstone, Stan Halbish, Linda Davidson, Leigh Davis, Vicky Genius,John Hawkins temporarily back from his overseas journeys, Sheryl Heard for her first meeting, Doug Imrie returning from Queensland for the summer, Don Jeffrey, Sandra Joseph, Dan Kirtley who will be proposing the toast to ANZ at the Dec 11th Christmas luncheon and Ian Peterkin who proposed the toast to ANZ at our 2013 Christmas luncheon.

APOLOGIES

Graeme Ainscough, Clive Bayley, Diane Carew, Robin Chase, Don Davy, John Duke, Phil Dunstan, Col Edwards, Nola Forsyth, Roy Harper, Peter Harvey, Frank Hatfield, Elaine Haw, Ian Ince, Peter Keating, Graeme King , Ken Lee, Gary Mason, Fay and Gerry McPherson, Kevin Mitchell, Terry Parks, Ken Pattinson, Ron Phillips, Graeme Randall, Geoffrey Sandow, David Schunke, John Vanselow, Doug Watson, Glenda White, Julie Wilkins, David Woods

NEW MEMBERS

Green P. (Peter) 25 years ANZ

Monaco F. (Frank) 10 years ANZ

Salpietro B. (Bob) 33 years ANZ

van Pelt D.L. (Debbie) 12 years ANZ

van Pelt F.C. (Frank) 29 years ANZ

We look forward to meeting Peter, Frank, Bob, Debbie and Frank at one of our forthcoming meetings.

BEREAVEMENTS

Deady N.O. (Norm) 93 years 3/11/2014

Norm enlisted in the Australian Army in July 1941 and was discharged in May 1943 when he joined the RAAF and on discharge in January 1946 was a Flying Officer at RAF Gamston.

Stutterd A.B, (Tony) 87 years 3/11/2014

Daughter Nicki Stutterd said that she was so grateful to ANZROC members as she was able to read the ANZROC newsletter to her father each month and he got so much pleasure hearing about members and their exploits.

Vollmerhouse D.C. (Doug) 76 years 12/11/2014

Louis Hebrard writes that Doug was his first data processing manager in 1969. A respected man of principles and high values. Jeff Pitt has heaps of memories of Doug; It was he (with Neville Elvish) who came to QLD Divisional Office in 1968 on the Bank recruiting drive for new talent into the new-fangled Data Processing Dept at EMANZA. Jeff remembers the interview quite well and the subsequent ANZAP Training Course at South Yarra in Dec1968 from which Andrew Kerr and Jeff were selected (with a couple of others). It seems not so long ago. Doug was a fine gentle man of impeccable integrity and standards. Dick Milnthorpe was sorry to hear about Doug.Dick remembers meeting Doug back in 1969 at the old 177 Toorak Rd computer centre. He was the senior programmer on the old GE 225 and served under Arthur Backholer there with others of the Bank’s original computer team under Jim Paton. Others there Dick recalls were Bill Collins, Tom McCullough, Mike Murray, Bruce Strudwick, Arthur Vale, Neville Elvish, and Bob Wheeler, and he pleads old age to those he has forgotten. They were pioneering days using equipment with a lot less power than a modern mobile phone. Some of the old Guys have passed on but there are a few still around to raise a glass to Doug.

During the month we received letters and emails from Grace Carruthers, widow of John Carruthers, Bob Maughan remembering his friend and mentor Stan Goulding, John Fairbairn recalling his time with Rod McLeod and David Knuckey sharing a recent article about his friend and colleague Norm Mattila which I have reported below:

Grace Carruthers sent me details of the career of her late husband John Carruthers who joined the Bank of Australasia in 1946 and enjoyed his career especially during the time he was Branch Manager serving terms in Terang, Portland, Camberwell, Toorak and retiring in 1985 when Manager Burwood. John was a keen Pennant bowler at Mount Waverley Club for over 40 years and was heavily involved with his local Uniting Church along with taking up the position of Secretary within the Probus Club until 2012. John suffered from Vascular Dementia and entered full time care in September 2014.

Bob Maughan emailed to say he was very saddened to read of the passing of Stan Goulding.

Stan was Manager at Ringwood West End Branch when Bob was appointed his Assistant Manager. Stan was an entrepreneur and salesman and at that time the Branch was one of the biggest Esanda writing Branches in Australia a tradition which was started by the late Len Willy. One of the large accounts was the Alan Coffey Group which at the time was one of the largest Ford Franchises in Victoria and the Branch was responsible for handling their Esanda transactions. However, the Branch was perhaps better known for the large volume of Truck Rigs financed through Esanda. It was very common to see one or two large trucks parked outside the Branch whilst their owner was inside arranging finance or signing a Hire Purchase or Lease contract. Some of these people were from interstate who had heard on the grapevine where to get finance. At that time there was great competition between Stan and the late Rod Anstee who was Manager at Merlynston as to who would finish the top Esanda writing Branch. Rod also built his Esanda business largely on financing trucks and it was very common for him to be in the Ringwood area poaching business whilst Stan and Bob were in the Merlynston area doing likewise .Both also built their Bank Business on the back of Esanda with many of the single truck operators becoming large multiple businesses . On the odd occasion they would retire to the Coach and Horses for a strategic lunch time meeting .On one such time they returned to the Branch to see it surrounded by Police cars and to find there had been a hold up. Stan and Bob were made to give an account of their movements and identify themselves before being allowed to enter. It later turned out the person responsible had previously held up several ANZ branches and when eventually caught admitted he chose ANZ because of there was always good car parking making get away easier! Stan was a keen surfer and a life member of the Torquay Surf Life Saving Club. It was a privilege to have known and worked with him and Bob’s condolences go to his family.

John Fairbairn emailed that he was saddened to learn of Rod McLeod’s passing as John has many fond memories of working with him, initially in the Melbourne International Division under the late John Holberton, and subsequently when he was appointed the ANZ Bank's

Representative in New York. He was extremely easy to get along with and, in the small 2 Man New York office, good company. One memory comes to mind involved obtaining Australian Beer to offer visiting Australians. John found a supplier in Brooklyn and in passing learned they could obtain Chivas Regal Scotch Whisky for a ridiculous cost about US$10 per bottle. When he told Rod his eyes lit up and needless to say a carton also joined the supplies of Swan Lager. John and wife, Pat, also got quite friendly with Rod's wife Betty. Unfortunately over the years they lost touch particularly after John left the Bank to move to Ulladulla. Vale Rod.

David Knuckey sent a copy of the newsletter from the AIF 2/14 Battalion which included an wide-ranging article about the war service of our late member Norman Mattila. Norm saw service in Papua New Guinea from August 1942 first in Port Moresby then into Gona where it was said was the worst battlefield in any campaign in WW11 and the battalion finished the Gona Battle with only 1/10th of its original strength. Norm saw further action in the battle of Shaggy Ridge and finally the landing at Balikpapan in Borneo before taking part in peacekeeping on the Celebs Islands. Norm returned to Australia in December 1945 and rejoined the ES&A Bank.

HONORARY BIRTHDAYS

The following Honorary members will be enjoying a birthday during NOVEMBER and we pass

on congratulations from our members for your birthdays: Brian Christensen (81), Paul Cross

(88), Brian Farrell (86), John Flyger (80), Euan Greenwood (90), Theo Hall (83), Frank Hatfield

(83), Keith Higgs (80), John Hobbs (98), Eric Lean (92), John Mangan (84), Zelda Martin, Gerry

McPherson (90), Jim Potter (84), Ray Quirk (92), Don Ranyard (84), Jack Shelton (84), Arthur

Vale (84).

INTEREST RATES

From 1/11/2014

Less than $20,000 1.68%

Greater than $20,000 2.16%

ANZROC 40th Annual General Meeting

The 40h Annual General Meeting was held during the monthly luncheon and the minutes of the 39th Annual General Meeting held on Thursday 8th November 2012 were confirmed. John McPhee presented his President’s Report 2013/2014. The Annual Financial Report and Statement for the year to 30th September 2014 were presented and accepted. Subscription fees for the year 2014-15 were maintained at current levels of $20.00 per year for Metropolitan members and $10.00 for Country and Interstate members. Retiring President John McPhee was awarded Life Membership after serving 10 years on the committee. In view of the fact that sufficient nominations were received to fill all positions the following were appointed as Office Bearers and Committee for year 2014-2015.

President Peter Pritchard

Immediate Past President John McPhee

Senior Vice President Eamon Veaney

Vice Presidents Glyn Parry Jones

Noel Beanland

Secretary Wolf Damschitz

Assistant Secretary Ron Adams

Honorary Treasurer John Brown

Committee George Cooper, Ken Crawford, Elaine Haw, Don Jeffrey, Con La Fucia, Gary Mason, Kevin Mitchell, Joan Nathan, Neville Pearson Kathy Trace,

Records Officer Debbie Jerkovic

Alan Forrest was reappointed as Honorary Auditor.

Two of our staunch committee men and past Presidents of ANZROC Col Edwards (after 22 years) and John Duke (after 20 years) retired from the Committee and we welcomed new members Ken Crawford, Wolf Damschitz, Elaine Haw, Don Jeffrey and Glyn Parry Jones.

At our request John Duke has agreed to continue to arrange the tributes in the Herald Sun.

A Copy of the President’s report has been posted on the website.

LETTERS

David Begg writing from Belmont says thanks to President John McPhee and Kathy Trace for their kind birthday wishes .David enjoys getting the newsletters and reading of other people’s activities and he seem to have slowed right down by comparison.

Harry Carrodus emails his thanks to Kathy for his birthday card which, of course, arrived on time. Kathy must be a very well organized person inspecting the birthday list each morning and working out posting arrangements so that the card arrives at the appropriate time. Harry is sure her efforts are very much appreciated by the troops and the birthday list and letters in the Newsletter are a helpful link for Harry to keep in contact with old friends.

Jim Christie emails that while he hasn’t been an active member of the ROC he has always appreciated receiving the Newsletters and the traditional birthday card. This year was no exception so he would belatedly like to say a big thank you. Jim has also been prompted to write to advise members of the passing of Larry Jacka who died recently in Sydney. He was 69. Larry came from Sydney and worked in the old EDP / Methods and Supply Department at South Yarra as a Methods Officer and will be known to many members of the ROC (Vic) as a bit of a larrikin and a master of “one liners”. Following his stint in Methods he returned to Sydney. He joined Rotary and became a very committed Rotarian serving as a District Governor and working on a number of overseas projects. After leaving ANZ he worked with the CBA and was still employed by CBA when he passed away.

Ian Crothers emails to thank the Club for the birthday greetings sent to him recently, as all fellow officers say ' which arrived on the exact day"! It's hard to believe that it is now 16 years since Ian retired.

Kerry Dodds writes from Warrenheip to thank Kathy for her best wishes on his birthday. As Phil Dunstan stated in a recent newsletter it is the only non-bill letter he receives in the mail. Activities this year have been local with a fifth grandchild expected early next year; much activity within the Classic Car Club and of more recent times more stints down at Gateway Caravans in Geelong with Ray Watson.

John Flyger emails that there have been many occasions in recent times when he didn’t think he would reach this particular ‘milestone’ and elevation to the Honorary Member ranks due to bothersome recurring bouts of ill health and more recently requiring a couple of brief spells in hospital. However, John is now back home again and thankfully was able to enjoy this

special birthday celebration in the company of family and special friends at the Frankston RSL.

Bob Grant emails his thanks again to Kathy for the birthday card which arrived on time as usual. This year was Bob’s 75th and it was celebrated with a great lunch with family and friends. He spoke to twin brother Jack on the phone but they were not able to be together this year. All is well in Nelson Bay with no health problems this year. Bob and wife Nell visited the Taronga Western Plains Zoo at Dubbo a couple of months ago and it was a great experience. They actually fed a Tiger and had guided tours of the Rhino, Meerkat, Giraffe and Elephant enclosures. It was well worth the effort. Bob is still involved with the local Woodworkers Club (not a Men’s Shed) being the Treasurer and Newsletter editor and is also the Treasurer and a Server at the Anglican Church which happens to be across the road. Bob and Nell still baby sit their grand-daughter Sarah (now 11) so she is keeping them young. Otherwise it is more of the same. They are making the trek to Melbourne during December and Bob is looking forward to attending the Christmas luncheon again this year.

Jack Grant emails his thanks to Kathy Trace for the timely receipt of his birthday card for 2014.Jack has had a busy life this year doing bookkeeping for 2 clients plus assisting his daughter set up a new business in South Yarra. Jack also sings in the church choir and with wife Robyn are members of Probus. His feet problems of the past have settled down so hope this continues.

It was sad to attend the funeral of former friend and colleague Leigh O’Neill earlier this year. Jack and Robyn had a great time with Leigh and Pat in their time at 2 Malop Street, Geelong in the 1970’s.It has been a difficult time for them of late as their 42 year old son has recently been diagnosed with terminal cancer. He is having chemo at present, which hopefully will give him some additional quality time. Because of this Jack and Robyn are constantly on call looking after their 3 grandchildren and taking David to chemo. They are so glad that they came to Berwick to live 5 years ago as, had they still been in Albury, it would have been very difficult for the family. Despite all this, life has to go on and they have accepted the situation. Jack’s twin brother Bob is coming to visit in December and they are both looking forward to attending the ROC Christmas luncheon to catch up with friends and colleagues.

Peter Harvey reports that when he was involved with the Social Golf club administration from its formation in 1962, to when he left Melbourne for Traralgon in 1974 he gathered records from the Original Minute Book to progressive Committee records. Peter has assembled a three page history of events that may be appropriate for a Website similar to that of the ANZ Football Club. Regards to all former workmates who may be at the AGM.

Mike Henry emails his thanks to Kathy Trace on behalf of ANZROC for his birthday card. Mike spent his birthday this year in Rotorua NZ whilst touring the North Island. He was fortunate also to visit Vietnam earlier in the year and next year is planning a tour of The Netherlands and the mandatory river cruise down the Rhine. Apart from travel, 7 grandchildren, quiz mastering, volunteer driving, gardening, golfing and walking make up a fair portion of his weeks activities.

Kenneth Howell writes to thank Kathy Trace for the good wishes he received for his 87th birthday .The card arrived on the day and is much appreciated. Kenneth has eight beautiful grand children and they make life very worthwhile.

Larry James emails his thanks to Kathy for the recent birthday card which of course arrived on time. Well done. It's always nice to receive it and shows that people care.

Malcolm James emails thanks to Kathy Trace for the birthday greetings that arrived while he was in New Zealand accompanying his wife to a business conference. A highlight over the year was a reunion in Adelaide in May of ANZ staff serving in Darwin in 1966-70. Upwards of 20 attended from several States with many reminiscences exchanged during the weekend. The Managers during this period were Ray Quirk succeeded by Denis Humphries, both current ANZROC Vic members, and although they were unable to attend they were remembered and toasted during the Saturday evening function

Bruce Kells emails his thanks responding to the ROC birthday wishes. They say it does not take much to keep someone busy as they get older and Bruce wondered how he found time to go to work. Thanks for the welcome birthday wishes once again. Hope to see friends and colleagues at Christmas.

Kevin Livingston emailing from Rushworth would like to thank the Committee and also Kathy for his Birthday card which is appreciated. The Newsletter is always a good read, and Kevin recently caught up with a few old colleagues at Bruce Webster’s 40 years anniversary surprise party in Shepparton.

John Mangan writing from Kangaroo Flat sends thanks for the best wishes received for his 84th birthday. John was unfortunate to pull his hamstring but is coming good now. He was saddened to read of the passing of Max Wehner and Tony Stutterd with whom he worked back in the days of the Union Bank in 1948/50.

Emilio Moreno emails his thanks to the committee for the kind birthday wishes which in keeping with ANZROC (VIC) standards the card arrived on the day. Emilio spent a quiet and most enjoyable day with his family. Thanks again and Emilio is looking forward to catching up with friends and colleagues at our Christmas luncheon

Jim Nicolson emails his thanks to Kathy Trace for the card that arrived on the day and a big thank you for the most interesting monthly newsletters

Peter Nyga reports that while the AGM is taking place in Melbourne he will be on his way back from New Zealand (South Island) after a campervan trip throughout the island. All this travelling is like having a job - a job he likes doing very much!

John Osborne writes to thank Kathy Trace for the birthday card and he had a great day with his family to celebrate clocking up 77 years. It has been mainly a healthy year but neck problems throughout winter has only improved recently after concentrated exercise which means he can join friends and colleagues at the Christmas luncheon.

Ray Quirk emails that one of the better known kings of Ancient Britain was “ETHELRED THE UNREADY”. We at ANZROC are fortunate in having a lady watching over our interests. Kathy is our “KATHY THE READY”. Ray’s birthday anniversary fell on a Sunday this year but Kathy would not be deterred. Rather than let the Card arrive a day late she beat the clock and arranged for it to arrive early. Thank you very much Kathy and all of Ray’s ANZROC friends. Life for Ray and wife Meryl continues to be a delight together. They had a holiday in far North Queensland and plan another trip next year, possibly with some extra luxury in deference to the passing of the years. They will both be 92. Life for them is kind. They have had some family health problems but they seem to be turning out OK. Ray has to apologise for his absence from the ANZROC Christmas Lunch in December as he and Meryl will be the guests of their son, John and his wife, Ros, on a short cruise. Ray and Meryl send their best wishes for Christmas to our ANZROC friends and wish all good health for the years ahead

Bevan Roulston writes to thank Kathy Trace for the birthday card and he and his wife spent the day travelling to Rockhampton for a family wedding. They are enjoying full time retirement with plenty of time for recreational cycling and gardening. They have visited family including grandchildren in Christchurch 9 times in the last 10 years and expect that to continue next year.

Allan Ryan reporting from Warragul says thanks for his birthday card that arrived spot on the day. Since Allan’s last report he and his wife have travelled to Vietnam and Cambodia with APT Travel and this year with APT again they went on a river cruise from Budapest to Amsterdam. It was great. Allan’s wife still runs a yoga school and after 19 years of retirement he is still dealing in cattle. They have lived in Warragul for 41 years and he has just about got the place worked out.

Bob Tough emails his thanks to Kathy Trace and the Committee for the birthday card and wishes. On another note, Bob had the pleasure of working with Kevin Ferns who sadly passed recently. They worked together at Malvern South branch in the early 70,s. In fact Bob and Kevin were involved in an armed hold up at that branch in 1970. This involved a visit to Russell Street and viewing countless books of “Mug Shots”. Kevin was very supportive of his staff and a family man through and through. Bob enjoyed working with him and having a few beers at the Caulfield pub after work on a Friday. He was a feisty manager, especially when talking with the banks administration. Vale Kevin. Best wishes to his wife and family.

Bill Walker emails many thanks to the President, Committee and members for the very kind birthday wishes. Hard to believe that 12months has gone so quickly. Like so many others Bill looks forward to receiving the monthly newsletter and reading of the exploits of former colleagues. Well done to all involved.

Mike Whitmore writes on his 85th to thank Kathy for the birthday wishes which were appreciated and arrived on the dot.

Eric Williams writing from Warrnambool congratulates Kathy Trace on the prompt dispatch of the birthday card to arrive spot on his 94th birthday. Many thanks. Eric says Kathy reminds him of his old friend the late Max Bade who did the “birthdays” many years ago and was always spot on.

At 94 Eric says he is fairly static in his movements these days and does not look like coming to Melbourne for the Christmas lunch in December so he sends his best regards to all his old friends and acquaintances.

AND

Geoff Allman, Annette and Graeme Baldwin, Darryl Bartlett, Bob Bell, Angelo Biviano, Barry Burt, Ian Crothers, Joy Dunn, Neville Elvish, Pierre Farhat, Neil Franklin, Nev Greenway, Hartley Hodgson, Don Huffer, Bill Jackson, Bob Jeffs, Graham Joseph, Peter Keating, Barry King, Gerry Kennedy, Ed Laity. Vito Laruccia, Jock McIntyre, Bruce Michell, Sally Ming, Trevor Mudgway, Ken Pattison, Alan Rutzou, John Saffery, Graham Smyth, Lynne Stevens, James Uren, Frank van Pelt, Michael Sweeney, Kevin Watson, Margaret Weeks, Richard Weekes, Julie Wilkins, Peter Williams, Ronald Williams, John Wilson,

ANZROC QSLD, NSW, SA, TAS, WA

MATTERS OF INTEREST

ANZROC Golf Day –Friday 28th November 2014

Rosebud Country Club - 207 Boneo Road, Rosebud 3939

Last chance to join members and partners at our annual Golf Day at the Rosebud Country Club …..Entries have been slower than expected and we can cater for at least another 15/20 golfers for the competition…….

Men’s & Ladies’ Stableford Competitions for members of ANZROC and their partners.

Rosebud Country club is approximately one hour’s easy drive from the City or Eastern suburbs via the Monash, Eastlink and Peninsula Link freeways and is located at the end of the Mornington Peninsula freeway.

The course we have been allocated for the day is the premier North Course, the same as last year. Visit www.rosebudcountryclub.com.au for course layout, dress regulations, etc.

Players without a current Registered or Social Club handicap are most welcome and will be given a handicap for the day. Once again, we are particularly keen to see a good roll-up of lady players.

Entry Fee - $65.00 per person (Members of Rosebud Country Club $30.00)

(Covers Green Fees, Trophies and a table-served barbecued lunch with wine) - Drinks available at normal Club bar prices. Lunch Only - $22 per person. Motorised Cart Hire - $25.00 payable at pro shop.

Entries close - Thursday 20th November.

Hit-off from 8.30am on tees one and ten (Arrive by 8.00 am to get card & draw).

On-course Accomodation available at The Fairways Resort Motel. Telephone number 5950 2111

o Dinner is available seven nights a week in the club’s restaurant.

Enquiries to – Huck Bourke 0411 237 569. Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Cut off here

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ANZROC Rosebud Country Club Golf Day– Friday 28 November. Entries Close – 20thNovember.

ENTRY FORM (Option to email details and direct credit ANZROC account available – see below)

Your Contact details: Name………………….Email……………………………..Phone……………..

Entries

Name…………………………….Hcp……… Name…………………….…………Hcp………….

Total number of entries. …….…@ $65.00 ($30.00 for Rosebud members) = $…………...

Meal only (non-playing partners)............ @22.00 = $__________

Total $__________

Mail entry form and cheque payable to ANZROC to:

Huck Bourke

32 Grandview Terrace,

Mount Martha 3934

OR

EMAIL names and handicaps of players and those non golfers who require a meal only

to This email address is being protected from spambots. You need JavaScript enabled to view it. and make electronic payment direct to:

ANZROC Bank Account 013350 306451947

(Please make sure your name is included in the payment information)

APT OFFER FOR ANZROC MEMBERS FOR NOVEMBER 2014

FLY FREE TO EUROPE

15 Day Magnificent Europe River Cruise

BONUS OFFER FOR ANZ: SAVE an additional $500 per couple + 7% ANZ discount*

ANZ Price from $7,062 per person, twin share*. (Normal price from $7,795)

Offer available for 2015 departures

Book by 15 December 2014

On APT’s inimitable 15 Day Magnificent Europe cruise, glide from Amsterdam through six countries to Budapest, cruising down the Rhine, Main and Danube rivers, stopping to take in the iconic attractions and charming secrets of Europe’s heartland.

Includes:

* 14 night luxury river cruise

* Explore up to 16 towns, villages and cities with expert local guides

* Tailor your European discovery with a choice of 33 included experiences

* All meals included on board starting with a Champagne breakfast each morning

* Complimentary beverages served at your discretion on board*

* 40 delicious meals

* APT EXCLUSIVE! Explore the rooms and gardens of Namedy Castle at your leisure, before a lavish royal banquet

* Mingle with the locals during a village experience in Miltenberg

* Enjoy a traditional wine festival in Kitzingen

* APT EXCLUSIVE! Discover the luxury of imperial rail travel aboard the Majestic Imperator, taking you from Passau to Linz

* APT EXCLUSIVE! Visit the newly renovated City Palace in the heart of Vienna for a Cocktail Reception and a private soiree, featuring members of the acclaimed Mozart Boys’ Choir

* APT EXCLUSIVE! Explore the Hungarian State Opera House in Budapest on a guided tour, and enjoy a private opera recital

For more information, call 1300 204 588 to speak with one of our travel consultants.

*Conditions apply. Prices are per person (pp) twin share. Prices are correct as at 5 November 2014 but may fluctuate if surcharges, fees, taxes or currency change. Book by 15 December 2014. Price based on EUMC15: 5 March 2015 (Cat. E). Price includes port charges. Offers are not combinable, available on new bookings only and subject to availability. Offers may be withdrawn at any time. A limited number of offers are available on set departures. FLY FREE: Flights must be booked by APT. Flights are in economy class with Singapore Airlines (or an airline of APT’s choosing). Airfares are valid departing MEL. Subject to availability of airline and booking class. Includes air taxes to the value of $950 pp. Fly Free offer valid on a selection of cruise/tours departing in 2015. SAVE $500 PER COUPLE: Offer is combinable with best marketplace deal. Australian Pacific Touring Pty Ltd ABN 44 004 684 619. ATAS accreditation # A10825.

CHRISTMAS LUNCHEON – THURSDAY 11 DECEMBER 2014……………

BOOK NOW as we have already received acceptances from 220 and the maximum number of places available is 300 so make up a table of friends and let Peter Pritchard know as soon as practicable.

VENUE – ANZ PAVILION VICTORIAN ARTS CENTRE, ST KILDA ROAD, MELBOURNE

The Club will again hold the Annual Christmas Luncheon thanks to ANZ Group making this excellent venue available and subsidising the cost of the luncheon. Mike Smith CEO will respond to the toast to ANZ to be given by Dan Kirtley. A number of Senior Executives will also be attending.

Our caterers have agreed to again maintain the cost of the function at $30.00. Refunds will not be paid unless the Secretary or Treasurer receive notice no later than 4 December 2014 as we are required to advise the caterers final numbers on that date.

This year we will arrange for ALL members to be allocated a table.

If you wish to host a table of ten, you will need to nominate a table host and ensure that others in your group record the host name on the “acceptance slip” or email below.

If you do not wish to host a table, but would like to sit with your colleagues. Please specify who you would like to have on your table and we will ensure that your requirement is met.

If you do not nominate a preference, we will allocate you to a table with comparable colleagues.

The programme is similar to last year:

Admittance for pre-lunch drinks from 11.30am

Admittance to function room from 12.15pm

Luncheon commences at 12.30pm

Bookings:

If you wish to attend, host a table or join a table, don’t forget to send the “acceptance slip” or email advice to Peter Pritchard at This email address is being protected from spambots. You need JavaScript enabled to view it..

Members are encouraged to make payments electronically to ANZROC BSB 013 350 Account Number 3064 51947. Please include your name and initial in the “Payee information” so that we can correctly record your payment.

For those who wish to make payment by cheque, they can be made out to ANZROC and sent to the Secretary 19 Albert Street East Malvern 3145. Please include the “acceptance slip”.

………………………………………………………………………………………………………………………………………………………..

ACCEPTANCE SLIP

ANZ RETIRED OFFICERS’ CHRISTMAS LUNCHEON. THURSDAY 11 DECEMBER 2014

Name of member…………………………………………………………………………………….$30.00

Amount Enclosed /or Amount paid to ANZROC account. (Delete category not applicable)

I will be hosting a table Y/N. I wish to be on a table with………………….or allocate me to a table.

Return this slip to Peter Pritchard 19 Albert Street, East Malvern 3145

………………………………………………………………………………………………………