ANZ Retired Officers' Club (VIC)


Vale Honorary Member P.R. (Peter) Welch 84 years on 2/08/2021

Gillian Welch , widow of our Honorary member P.R.(Peter) Welch advised of Peter’s passing on 2/08/2021 aged 84.


Ron Adams mentioned that he  knew Peter when he was  in ESANDA in the 80’s and 90’s …..he would be known to ESANDA members of ANZROC.

Our condolences are extended to Gillian and her family.

Vale Respected Honorary Member J.J.A.(Justin) CLEZY M.B.E. aged 85 years who passed away on 26/08/2021

Vale Respected Honorary Member J.J.A.(Justin) CLEZY M.B.E. aged 85 years who passed away on 26/08/2021


The family tribute in the Age “A humble warm and humorous gentleman who is at peace after a long illness. Sadly missed.”


Our condolences are extended to Judy and the Clezy family.

ANZ Articles August - September 2021 (New since August newsletter)

Shayne Elliott Chief Executive Officer at ANZ 2021 for Dylan Alcott OAM just keeps getting better, securing the Australian Open, French Open and Wimbledon title

Shifting supply chains amid a reorientation of Asian trade have not impacted mainland China’s dominance in the space, Bansi Madhavani writes.

#Banking may have looked somewhat similar 500 years ago. But it will almost certainly look entirely different in another five years, says Andrew Cornell in his latest column.

It’s been a tough time for #PacificIsland communities and economic conditions remain a challenge for the rest of 2021, according to ANZ Research's Kishti Sen and Tom Kenny #COVID19

ANZ’s Grad Program - My Gateway to a Promising Career Published on August 25, 2021 Samara MacLean ANZ Business Transformation Graduate

Is the situation for ATMs terminal? Mike Ebstein

ANZ backs Government’s expanded recovery loan scheme for small and medium businesses

Despite largely avoiding extended lockdowns, retail spend in inner-city Adelaide has declined compared to pre-pandemic times – and it’s a trend which may continue. W/ Jane Yuile, Jenny Newton, Adelaide Timbrell & Anurag Soin

A focus on safety and sustainability is crucial for this ambitious logistics company recently visited by ANZ CEO Shayne Elliott.

Whelan and dealing to the top of ANZ’s banking ranks By Charlotte Grieve


Commercial banks must scale up their #datadriven strategies to really create a return on investment, says Accenture's Christopher Jaggard.

Diversified #supplychains may have increased manufacturing in regions outside China. But it still dominates #globaltrade, says ANZ Senior Economist Bansi Madhavani.

Stateometer: get locked down, get up again, get locked down… Bansi Madhavani Senior Economist, ANZ

A World of Networks: half a century of banking in Japan Shayne Elliott


Michael Flagg • Experienced and values based people leader at ANZ. Area Manager Northern Victoria & Southern NSW: Albury, Bendigo, Echuca, Horsham, Mildura, , Shepparton, Swan Hill, Wangaratta, Wodonga 6d • Edited • As we transition to non-branch based banking services in the central Victorian town of St Arnaud,

ANZ New Zealand CEO Antonia Watson reflects on the environment for #banking, the crucial need for #diversity and what makes a good #leader.

Opportunities abound as traditional banks unbundle Ron Spector Managing Director of 1835i

Customer confidence is up and so are house prices, creating a strong environment for #homelending growth according to ANZ Group Executive Australia Retail & Commercial Mark Hand. #auseconomy

Future of payments: review or preview? Andrew Cornell

Asia is facing a shortage of confidence from foreign investors, Khoon Goh writes. But sentiment can be fickle.

PODCAST: sticking to long-term change Lisa Vasic

Success in agriculture is dependent on so many variables. Offering diverse products and services is helping Mildura-based business Taylor's thrive even in tough times. ANZ CEO Shayne Elliott caught up with Managing Director Dean Taylor on a trip back in July

MMT IN A POST-COVID WORLD Shane White Content Manager, Institutional, ANZ

To celebrate Dylan Alcott's AMAZING gold win in Tokyo, we're excited to announce ANZ is donating $20,000 to the Dylan Alcott Foundation.

 The pandemic brought banks and fintechs closer together – but there are still steps each can take to ensure they’re prepared to form effective partnerships. Hari Janakiraman & Sally Robinson speak on podcast

Today is R U OK? Day. At ANZ, our colleagues play a big part in helping us get through life’s ups and downs. With many of us missing the normality of everyday life, it’s important we look after each other, now more than ever. Today, we encourage you to reach out and ask the simple question – are you ok?

Although digital payments are increasingly popular, #cash is still a necessary form of #payment for many in the economy according to Swinburne University of Technology's Professor Steve Worthington.

ANZ Taiwan CEO Lau Hong Swee says a focus on #technologyinnovation and customer service is creating growth opportunities for the bank.

Shayne Elliott • Chief Executive Officer at ANZ 2w • I was fortunate to visit the regional Victorian city of Mildura last month, meeting wonderful local ANZ team members and customers.







ANZ Bank has a support program that provides a free counselling service to those who are experiencing distress for a variety of reasons. As a part of this program, they have extended this offering to the Retired Officers Club to have access to this program. When members of ANZROC make contact, they have their own dedicated option number to select from.

The Program is provided by Benestar, a leading provider of individual support, mental health and wellbeing programs and is provided independently from ANZ.


Overview of the program

Funded by ANZ at no cost to the Retired Officer, this allows you to speak with a qualified and experienced clinician across a wide range of issues such as bereavement, domestic violence, elder abuse, the impacts from a natural disaster, your mental health, family, relationships and work. The service operates 24/ 7 / 365 and there is a maximum of 2 days as to when contact is made for an appointment.

Please note the program is not available to family and friends and is confidential with ANZ only receiving de-identified information pertaining to key presenting issues and State breakdowns.

The program is available now and the phone number is 1800 273 239 (option 2)

A link to an information brochure follows:


ANZROC Counselling support

Vale Bill Gardiner Respected Honorary Member of ANZROC Victoria


Margaret Gardiner, wife of our respected Honorary Member W.R. (Bill) Gardiner advised that her husband aged 90 years passed away on Thursday 5th August 2021.


Bill retired from the bank as Manager Rosebud and has lived on the Mornington Peninsula from retirement.


Margaret said the funeral was by invitation only as the Covid lockdown limitations are in force.


Our condolences are extended to Margaret and her family.